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> Real Estate Frequently Asked Questions > Why do I need title insurance on a brand new house?

Why do I need title insurance on a brand new house?


Even if your home itself hasn't had previous owners, the land that it stands on has. Your policy insures you as the owner of a specific piece of property. It clarifies the property rights and insures that your builder hasn't used it as collateral on another loan, that there are no unidentified easements affecting your property and that no problems will surface to hurt you later.


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